- JD Financials is committed to providing loans that abide to all applicable laws and we endeavour to achieve the utmost level of transparency and fairness.
- JD Financials practices Responsible Lending and Encourages Responsible Borrowing from consumers:
- We will always carefully consider each loan application and will not lend to applicants that we consider unsuitable for the loans.
- We must determine credit limit increases on an existing loan with us, and will not increase for applicant if we determine applicant is unable to meet financial commitments.
- We will always ensure that we will not provide loans in amounts higher than the applicant's ability to repay.
- We will always verify the accuracy of data provided in the application process.
- We will always comply with all debt collection practices laws and regulations.